Request for Pay

Description

This section describes the Request for Pay user journey covering manual payment, auto payment, edit payments, partial payments and early payments use cases.

After the Payer has linked an account to a Biller, the Biller Service Provider submits the bill as a new payment request to Mastercard Bill Pay Exchange. Subsequently, Mastercard Bill Pay Exchange notifies Bill Pay Accelerator to present the payment request to the Payer.

If the Payer has opted for autopay "ON", the payment request will be processed automatically. A push notification is sent to the Payer informing them about the arrival of a new payment request.

If the Payer has opted for autopay "OFF", then the Payer has to pay the bill manually.

The Payer can update the payment preferences for a particular bill. In this case, only the selected bill will be impacted.