Retrieve Payment Request Details

Description

In this use case, Payer can view the complete detail of a selected pending/processed bill. It provides information like:

• Total bill amount
• Billing account number for which the bill is raised
• Bill period
• Bill date
• Due date
• Minimum amount which should be paid if available
• Credit balance available in the account
• Autopay "On" or "Off"
• Penalty details for late payment if applicable
• Early payment rebate if applicable
• Partial payment details if paid earlier

The following steps demonstrate the Retrieve Payment Request Details user flow:

PI should implement Payment Request Retrieval API to display the list of pending and processed bills.

PI should implement Payment Request Details API to display payment details screen. PI can categorize bill information in different sections. Most important details can come in the top section and optional details can be displayed in the later sections.

PI should allow Payer to view the bill document by implementing Document Retrieval API.

This is the flow for autopay "On". Pending bills are displayed for the Payer to view.

PI can display autopay "On" on screen to indicate that auto payment preferences were provided for this account during linking.

PI can choose to display the current payment preference and Payer can modify for this particular payment request.

This is a use case where Payer has made few partial payments.

PI can display partial payment details. Payment Request Details API provides this information along with other details.